Accounting Bookkeeping AP / AR Financial Reporting Finance Operations Remote Business Support Digital Operations AI Web Building
Open to accounting, finance & remote opportunities

Carmela Cariño

Accounting · Finance · Operations · Remote Business Support

Accounting & Finance Professional with a Bachelor of Science in Accountancy and practical experience across bookkeeping, accounts payable and receivable, bank reconciliation, financial reporting, finance operations, government program implementation, and remote international client support.

carmelalunacarino@gmail.com
La Union, Philippines
Remote-ready
Carmela Cariño, Accounting and Finance Professional
CLC · Accounting & Finance
About Me

Accounting experience backed by practical remote finance support.

My professional foundation is in accounting and finance, supported by hands-on experience in administration, government programs, operations, client support, and digital business work.

I bring a structured, detail-oriented approach to financial records, transactions, reporting, coordination, and day-to-day business operations.

  • Hands-on experience in bookkeeping, invoice processing, AP/AR, payment support, expense tracking, bank reconciliation, and financial reporting.
  • Government accounting and administrative experience involving financial statements, payroll, statutory remittances, journals, ledgers, COA requirements, pre-audit support, and fund liquidation.
  • Project experience with PwC involving inventory counts, reconciliation, documentation, issue escalation, reporting, and team coordination.
  • Remote international client support covering bookkeeping, finance operations, administration, management coordination, customer support, and operational follow-up.
  • Complementary digital experience across marketing operations, media support, AI-assisted web building, and online business workflows.
From my perspective: I’ve built this portfolio to show both the accounting foundation behind my work and the broader operational experience that allows me to contribute beyond a single function.
Areas of Expertise

Core expertise across accounting, finance and business operations.

My experience combines core accounting and finance capabilities with government program work, remote operations, business coordination, and complementary digital skills.

Accounting & Finance

Bookkeeping, general accounting support, transaction recording, financial data handling, expense tracking, and financial records.

AP, AR & Payment Operations

Invoice processing, billing review, accounts payable and receivable monitoring, payment workflows, and follow-up.

Financial Reporting & Reconciliation

Bank reconciliation, financial statements, schedules, journal support, ledger maintenance, and reporting workflows.

Government & Program Finance

Government finance administration, fund liquidation, reporting, documentation, pre-audit support, and program implementation.

Finance & Business Operations

Operational coordination, documentation, payment processes, reporting workflows, deadline monitoring, and administrative finance support.

Remote Business Support

Remote administration, client coordination, email and calendar management, research, customer support, and business follow-up.

Digital & Marketing Operations

Social media support, email marketing, lead generation, digital campaigns, advertising support, and content workflows.

Media & Music Business Operations

Media outreach, playlist and radio workflows, promotional coordination, digital release support, and music-business administration.

Project & Stakeholder Coordination

Client communication, stakeholder coordination, monitoring, issue escalation, project documentation, and reporting.

Website Building & AI-Assisted Development

Hands-on experience building and troubleshooting responsive websites using AI-assisted coding, semantic HTML/CSS, basic SEO metadata, and Cloudflare Pages deployment.

Career Focus

Roles aligned with my accounting and finance experience.

My strongest positioning is across accounting, bookkeeping, finance operations, remote support, and business administration, with additional flexibility across project and digital functions.

Accounting & Finance

Accounting and finance positions involving financial records, transactions, reporting, and day-to-day finance support.

  • Accounting Assistant
  • Accounting Specialist
  • Junior Accountant
  • Finance Assistant
  • Finance Specialist
  • Finance Operations
  • Accounting Administrator

Bookkeeping & AP / AR

Transaction processing and receivables/payables roles supporting accurate records and consistent payment workflows.

  • Bookkeeper
  • Remote Bookkeeper
  • AP Specialist
  • AR Specialist
  • Accounts Payable
  • Accounts Receivable
  • Finance Support

Finance Administration & Operations

Finance-administrative roles requiring coordination, reporting, payment workflows, documentation, and operational follow-through.

  • Finance Administrator
  • Finance Operations Assistant
  • Accounting & Admin Support
  • Payroll / Finance Support
  • Financial Operations Support

Remote Business & Client Support

Remote positions combining financial support with administration, coordination, communication, and client service.

  • Virtual Assistant
  • Finance Virtual Assistant
  • Remote Business Support
  • Client Support
  • Operations Assistant
  • Administrative Support

Government, NGO & Program Operations

Project and program functions involving finance, implementation, stakeholder coordination, documentation, and monitoring.

  • Program Officer
  • Project Development Officer
  • Program Operations
  • Government Finance Support
  • Project Administration

Digital, Media & Business Support

Cross-functional business roles where digital tools, communication, marketing support, and operations overlap.

  • Digital Business Support
  • Digital Marketing Support
  • Marketing Assistant
  • Media Operations
  • Content / Social Media Support
  • Project Coordinator
Professional Experience

Experience across accounting, finance, projects and remote operations.

A combination of private-sector, government, project-based, and international remote experience supporting financial, administrative, operational, and client-facing functions.

Jan 2024 – Present
Remote

Virtual Assistant | Bookkeeping, Finance & Management Support

Remote Work – International Clients
  • Bookkeeping, invoicing, expense tracking, bank reconciliation, and financial reporting using Excel, QuickBooks Online, Cegid, Holded, and Billtobox.
  • Accounts payable support including invoice review, documentation, approvals, and payment coordination.
  • Accounts receivable follow-up, financial review, and monitoring of outstanding transactions.
  • Email, calendar, travel, customer, and general administrative support for international clients.
  • Operational coordination and follow-up across recurring business tasks and workflows.
  • Social media, email marketing, promotional campaigns, advertising support, lead generation, playlist/radio outreach, and basic image/video editing.
Apr 2023 – Mar 2025
La Union

Project Development Officer II | Sustainable Livelihood Program

DSWD Field Office I
  • Conducted municipal data gathering, market scanning, project identification, and stakeholder coordination.
  • Facilitated orientations, social preparation, capability building, SWOT analysis, business planning, and feasibility activities.
  • Provided coaching and support to program participants and livelihood associations.
  • Reviewed project proposals and supported funding and implementation processes.
  • Assisted with fund liquidation, financial reporting, documentation, monitoring, and means of verification.
  • Prepared monthly accomplishment reports and coordinated with public and private development partners.
Oct 2020 – Mar 2023
La Union

Administrative Support Staff – Accounting / Administrative Unit

TESDA La Union Provincial Office · Job Order
  • Processed accounts payable, invoice and billing review, AP/AR schedules, Journal Entry Vouchers, and Disbursement Vouchers.
  • Supported monthly and annual financial statements, bank reconciliation, journals, ledgers, COA reports, and pre-audit requirements.
  • Assisted with scholarship claims, utilities, salaries, and other recurring financial transactions.
  • Supported BIR, GSIS, PhilHealth, Pag-IBIG, dues, bonding, honoraria, and related administrative financial records.
  • Maintained supporting documentation and records required for financial and administrative processing.
May 2019 – Mar 2021
Ortigas, Pasig City

Inventory Count Associate / Additional Team Leader Responsibilities

PwC Business Services Philippines · Project-Based
  • Performed physical inventory counts and related documentation in accordance with project requirements.
  • Reconciled count results and escalated inventory issues requiring further investigation.
  • Prepared findings, reports, supporting documents, and required submissions.
  • Supported coordination among team members and participated in additional team leader responsibilities.
  • Handled project documentation, deadlines, and liquidation requirements while maintaining confidentiality.
Services

Practical support across accounting, finance and business operations.

Services are centered on accounting and finance support, with complementary administrative, digital, and operational capabilities.

Bookkeeping

Transaction recording, expense tracking, financial data entry, bookkeeping support, and organized financial records.

Accounting Support

Accounts Payable

Invoice review, supporting documentation, due-date monitoring, payment preparation, and AP workflow support.

AP Operations

Accounts Receivable

Billing review, receivables monitoring, invoice follow-up, and support for outstanding payment workflows.

AR Operations

Bank & Account Reconciliation

Reconciliation support, transaction comparison, discrepancy review, and organized account documentation.

Reconciliation

Financial Reporting

Financial data organization, schedules, reporting support, journal and ledger work, and financial documentation.

Reporting

Finance Operations

Recurring finance workflows, documentation, process coordination, deadline monitoring, and operational follow-through.

Finance Operations

Remote Business Support

Administrative, client coordination, research, calendar, email, customer support, and general remote business assistance.

Remote Support

Digital & Marketing Support

Social media, email campaigns, lead generation, advertising support, promotional coordination, and digital workflows.

Digital Operations

AI Web Building & Management

AI-assisted web page building, HTML/CSS layout fixes, SEO metadata setup, structured data, and Cloudflare deployment.

Digital Projects
Tools & Platforms

Tools I use across finance, productivity and digital work.

Platforms used across accounting, administration, client support, digital operations, collaboration, and website development.

Accounting & Finance

QB
QuickBooks Online Bookkeeping & finance
Microsoft Excel Financial data & reporting
CE
Cegid Accounting / finance
H
Holded Accounting / business
B
Billtobox Invoice workflow
ZipBooks Prior experience
Google Sheets Data / collaboration
Z
Zoho Sheets Data / spreadsheets

Productivity & Collaboration

Microsoft 365 Word · Excel · PowerPoint
Google Workspace Gmail · Docs · Sheets · Drive · Calendar
Z
Zoho Workplace Mail · Writer · Sheet · WorkDrive
Lark / LarkSuite Email · team communication · collaboration
Dropbox Files & sharing
Gmail / Calendar Client coordination
Notion Workspace organization
Trello Task coordination
Airtable Data / workflow support
Slack Remote communication
WhatsApp Remote communication

Digital & Business Support

Metricool Social media management
Meta Ads Advertising support
TikTok Ads Advertising support
Mailchimp Email marketing
WordPress CMS / content publishing
Label Worx Media workflow
Castos / Syndicast Podcast & radio outreach
1001Tracklists Music outreach

AI & Digital Productivity

ChatGPT AI-assisted productivity
Gemini AI-assisted productivity
Grok AI-assisted productivity

AI Web Building & Web Fundamentals

HTML Structure & formatting
CSS Styling & responsive layout
Cloudflare Pages Website deployment
Google Search Console Indexing & search visibility
XML Sitemap Search engine discovery
Open Graph Social sharing metadata
JSON-LD / Schema Structured data implementation
Robots.txt Crawl directives
How I’ve organized this: I’ve grouped the tools by the type of work I use them for rather than placing every platform into one long list. This keeps the technology section easier to scan while showing the range of tools behind my accounting, business, remote, and digital work.
Professional Capabilities

Core capabilities across accounting, finance and operations.

A combination of accounting knowledge, hands-on finance experience, operational discipline, remote client support, and cross-functional capabilities.

Accounting & Bookkeeping

Accurate transaction handling and organized financial records across recurring bookkeeping and accounting workflows.

Bookkeeping General Accounting Financial Data Entry Transaction Recording Expense Tracking Invoice Processing Financial Statements Account Reconciliation

AP / AR & Payment Operations

Structured support for payable and receivable workflows, invoices, payments, and due-date monitoring.

Accounts Payable Accounts Receivable Invoice Review Billing Review Payment Processing Due-Date Monitoring AR Follow-up Receivables Monitoring

Financial Reporting & Reconciliation

Financial data preparation, account reconciliation, schedules, journals, ledgers, and reporting support.

Bank Reconciliation Financial Reporting General Journals Special Journals General Ledgers Subsidiary Ledgers AP / AR Schedules JEV / DV

Government Finance & Compliance

Financial administration and documentation within government and program environments.

COA Reporting BIR Remittances GSIS PhilHealth Pag-IBIG Payroll Processing Pre-Audit Support Fund Liquidation Financial Documentation

Finance & Business Operations

Reliable execution of recurring workflows, documentation, coordination, deadlines, and operational follow-through.

Finance Operations Process Coordination Payment Workflows Administrative Finance Documentation Reporting Workflows Deadline Monitoring Operational Follow-up

Remote Client & Business Support

Day-to-day remote support for communication, administration, research, coordination, and client-facing tasks.

Email Management Calendar Management Online Research Customer Support Travel Coordination Remote Administration Client Follow-up Business Support

Digital & Marketing Operations

Practical support for marketing, social, advertising, and content-related operational workflows.

Social Media Email Marketing Lead Generation Digital Campaigns Meta Ads TikTok Ads WordPress Image / Video Editing

Project & Stakeholder Coordination

Coordination and documentation across clients, teams, participants, stakeholders, and project requirements.

Client Coordination Team Coordination Stakeholder Coordination Issue Escalation Project Documentation Monitoring Participant Coordination Project Reporting

AI-Assisted Web Building & SEO Basics

Practical application of AI tools to build, structure, and troubleshoot functional portfolio sites and web pages.

AI-Assisted Coding HTML5 / CSS3 Prompt Engineering Code Troubleshooting Responsive Layouts SEO Metadata JSON-LD / Schema XML Sitemaps Cloudflare Deployment
Portfolio & Case Studies

Selected experience grouped by professional niche.

Detailed case studies, project records, and work samples organized into core operational niches.

Status Note: Individual case study links for each niche hub are currently under construction and being assembled with supporting documentation where confidentiality and client permissions allow.
Education & Certifications

Academic foundation & continued learning.

Formal accounting education, professional certifications, English proficiency, and continued learning across accounting, finance, strategy, and financial analysis.

2019 – 2020

Bachelor of Science in Accountancy

Union Christian College · Graduated 2020

May 2021

Bookkeeping NC III

Technical Education and Skills Development Authority (TESDA)

April 2024

EF SET English Certificate

68 / 100 · C1 Advanced

Professional Eligibility

Civil Service Eligibility – Professional

Professional-level government eligibility

Additional Professional Learning

Continued development
Strategic Thinking
Financial Modeling and Forecasting Financial Statements
Financial Statements
Strategic Planning Foundations
Financial Accounting Foundations
Financial Modeling Foundations
Excel: Analyzing and Visualizing Cash Flows

Languages

Communication
English · Professional Working
Filipino · Native or Bilingual
Ilocano · Native or Bilingual
Let’s Work Together

Looking for dependable accounting or finance support?

I’m open to opportunities in accounting, bookkeeping, AP/AR, financial reporting, finance operations, and remote client support. If you’re looking for someone with a solid accounting foundation and practical experience supporting financial and business operations, I’d be happy to connect.